Alejandro Garcia has worked for over 20 years in Fitch Ratings’ Latin America Financial Institutions Group (FIG). In 2015, Alejandro was appointed Managing Director and Regional Group Head for this analytical department, leading around 50 Fitch analysts in eight offices and seven countries across the Americas, covering nearly 500 financial institutions in the region. Alejandro is also a member of Fitch’s Financial Institutions Criteria Committee, and a frequent participant in the agency’s global research initiatives related to financial entities and banking systems. Before taking on his current position, Alejandro was the country head of Fitch’s Financial Institutions Group in Mexico. His analytical expertise at Fitch has included rating coverage of financial institutions in Mexico, Argentina, Uruguay, Colombia and Central America. During his tenure at Fitch, Alejandro has been responsible for the ratings of banks, non-bank financial institutions, holding companies, securities firms, insurance companies, clearing houses, asset managers, as well as mutual and pension funds, among others. Alejandro earned a B.A. in Economics from the Monterrey Institute of Technology in 1998, and has been a CFA charter-holder since 2008.

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Monica Ibarra is a senior director in Fitch Rating’s non-bank financial institutions group. She was recently appointed as Regional Group Head of Latin American NBFIs, currently located in Monterrey, Mexico.

Monica joined Fitch back in 2004. She has more than 18 years of experience in different groups in the rating agency. She was previously a senior member of Fitch’s Latin American Financial Institutions analytical team, with experience across Banks and NBFI (2012-2020) and Fund and Asset Manager ratings (2004-2012).

Juan Rafael García-Padilla has a Bachelor degree in economics from Instituto Tecnológico y de Estudios Superiores de Monterrey, Campus Estado de México (ITESM-CEM), and a Master degree in business administration with a major in financial administration, from the University of North Carolina. He worked in Banco de México from 2001 to 2023, where he held several positions including head of the Secondary Market Operations, manager of the Market Operations Division and ultimately Director of Domestic Operations. He was responsible for implementing Banco de México’s monetary and exchange rate policy and Banco de México’s activities as financial agent for the Federal Government. He joined Santander in 2023 as Executive Director of Financial Management and Investor Relations, where he is responsible for managing Santander’s structural risks that includes interest, liquidity and capital sufficiency risk. 

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